Financing Services

BESPOKE Financial Group can help fund cannabis businesses

Call us to help grow your business and
preserve equity with flexible financing options.

Nationwide lending as well as Canada

Real Estate

The search for real estate is still one of the biggest challenges in opening a cannabisrelated business. Bespoke Financial Group is your solution. With our unique approach to sourcing financing options, we have been able to help numerous businesses secure warehouse, kitchen, lab, grow, processing, and retail property.

We are able to help you with the following:

Find an investor for your marijuana-based real estate

Looking for a landlord that understands the challenges marijuana businesses face? Here's how Bespoke Financial Group can help.

  • We have investors willing to purchase your building and provide a long-term lease.
  • Many of our investors help finance tenant improvements and upgrades.
  • Option to purchase in the future is negotiable.
Find a lender for your marijuana-based real estate

Bespoke Financial Group understands the challenges marijuana businesses face? Here's how we can help.

Our connection with industry specific relationships and a network of enthusiastic cannabis and hemp lenders, BESPOKE will confidently guide you through the application and underwriting process. Our lending partners are experienced and well capitalized professionals that require a visible repayment strategy, moderate leverage, as well as offering extremely competitive terms and pricing.

We work with investors who are eager to fund in the cannabis and hemp realm.

We help you obtain financing for grow facilities, greenhouses, retail and industrial properties.

Purchase real estate for your cannabis or hemp-based business

Utilize our network of private lenders to obtain the money you need in order to purchase or refinance your existing building. We can get you cash out working capital or use private money - rather than hard money - to own and control your real estate.

  • Private money real estate mortgages available above $50MM
  • Fully-amortized loans available from 10 to 25 years
  • A range up to 75% loan-to-value with additional collateral
  • Interest rates starting as low as 9.0% fixed
  • Shorter term loans with interest-only loans are available at higher rates

Working Capital Loans

Banks and traditional lenders can make it arduous to procure the funding needed to expand or start a business. We realize that in today's regulatory climate, numerous cannabis- and hemp-based businesses need access to working capital. BESPOKE Financial Group is your solution to funding!

There are many opportunities for BESPOKE Financial Group to help.

  • Working capital loans of $250K and up
  • Maintain 100% of your equity by acquiring a working capital loan
  • We are the ultimate solution to acquire the financing you need in order to stay focused on your business
  • We are able to assist in helping companies secure working capital and other funding options
We offer Cash Option - Term Loans
  • 680+ score and low debt utilization and owning a business
  • Term loan programs with rates ranging between 6.9%-13.9% offering a 5-7 year repayment terms
  • Clients are able to qualify for a personal loan based on personal tax returns
  • We do not require collateral or business financials
  • No prepayment penalty
We offer a Credit Option - Which includes a Revolving Line of Credit
  • 700+ credit score, low debt utilization and business ownership
  • Lines of credit are personally guaranteed by the borrower (business/personal)
  • Revolving lines of credit with 0% interest for 12 to 18 months
  • We do not require collateral or financials
  • Credit lines are a business account and will not be reported on your personal credit
  • Client's with a solid payment history are able to quickly increase credit lines
We offer Cannabis Business Financing

We are able to provide Business Financing for smaller loans under $250K, our program provides working capital and available lines of credit for cannabis base business, requiring a personal guarantee from the client. This is a vast alternative for startups, or a cannabis or hemp company in need of capital to maintain equity and obtain financing even if they are new to the business.

Each applicant can qualify for up to $200,000 and will receive a pre-qualification within 48 hours!

If you need finance for new/replacement equipment
BESPOKE Financial Group can assist

Equipment Leases

We offer two comprehensive solutions, contingent upon the size and scope of your equipment requirements. We format to each client individually, based on what fits their criteria.

BESPOKE'S knowledge of the industry and extensive network of private investors helps us deliver solutions to achieve our clients' and partners' financial requirements. We arrange Capital Equipment leases to companies such as manufacturers, processors and growers.

The guidelines below are general and details will vary based on client circumstances.

Benefits of a Capital Equipment Lease:
  • Less due diligence process required for this lease
  • Conserves working capital
  • Permits companies to better manage budgeting cycle
  • Master Lease Agreements make subsequent transactions much easier
  • 30% Down payment
  • 10% Buyout of equipment's hard cost at the end of term
  • Inherent tax benefits of leasing
Capital Equipment Leasing

Option 1 - Equipment Lease to Own:

  • $100K - $1MM
  • 24-Month Lease (principal + interest)
  • 25% to 50% down payment (Typically finance up to 70% of the equipment's hard cost)
  • $1 Buyout at end of the lease term

Option 2 - Capital Lease Transaction:

  • $750K - $50MM
  • 48+ Month Lease

Bridge Loans and Tenant Improvements

We offer a bridge loan to borrowers that need to achieve a certain outcome, this type of loan requires a short-term solution in order to get them to their desired outcome, by bridging the gap. Bridge loans and revolving lines of credit are great options, since it provides necessary capital while offering a shorter payback period.

Marijuana businesses take advantage of a bridge loan to modify a piece of real estate to fit their needs or improve it, therefore, increasing the value of the asset. This type of loan carry's a higher risk for a lender, unlike a traditional working capital loan, the ability to repay may be diminished as a result of reduced cash flow. Quite similar to why construction loans from banks carry a higher interest rate than permanent loans: the inherent risk of the project possibly not being brought to completion, along with cost increases and uncontrollable delays.

Much like cash flow-based funding, a revolving credit line exists when a customer pays a commitment fee and is then allowed to use the proceeds as they are needed. It is typically used for operating purposes, which generally fluctuate each month depending on the clients' current cash flow needs.

In cannabis-based businesses, these lines are used to finance everything required for expansion projects, day-to-day operations, and to hold-over reserves until harvest. We have helped connect many businesses with financing sources to move into a new facility, as well as perform tenant improvements and/or when their reduced cash flow would not support their operations between harvests.

We help clients' secure:

Lease financing for the equipment needed for a build-out
  • May include reduced initial payments until harvest can be monetized
  • Terms of up to 5 years
A bridge loan or revolving line of credit for the soft costs needed to build out the facility
  • Amount determined by overall financials of the business

Ready To Talk About Your Project?

Contact us to get specific about your situation